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Regular Savings

Account Details

Minimum Opening Deposit $100
Maintenance Fee No monthly maintenance fee if account maintains a minimum daily balance of $100, if balance falls below $100, the account will be charged a $3 maintenance fee.
Interest Maintain a minimum daily balance of $100, compounded quarterly.
Allowance Per Month 6 withdrawals per quarter. Excess transfers $2 per transaction.

Available for Tennessee Market only. 

For Florida Market accounts, click "Millennium Bank Florida" link above. 




































Bank Locally Live Easily

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With locations across greater Chattanooga and North Florida, Millennium Bank is your locally-owned community bank. Our mission is to simplify the banking process and provide personalized, convenient service to make your life easier. Stop in any of our locations or call us to make the switch today! When you bank locally, you can live easily. 

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