CRA Public File

In accordance with the Community Reinvestment Act (CRA) Regulation (Regulation BB, 12 CFR Part 345), Millennium Bank is required to maintain and, upon request, make available for public inspection a complete Community Reinvestment Act Public File. By providing the CRA Public File online, Millennium Bank is better able to keep this data up to date. The information provided is current as of April 1 of each year. If you're interested in viewing our CRA Public File, please click on the documents listed below.

Branch and Office Locations
For a listing of our Branch and Office locations, please click the button below. 

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Public Comments
View written comments related to the bank's performance in helping to meet community credit needs, and response to the comments.

CRA FDIC Performance Evaluation
Review our most recent CRA FDIC Performance Evaluation.

HMDA Disclosure Statement
View our HMDA Disclosure Statement. 

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Area Assessment Maps and Income Demographics
View area assessment maps and income tracts by county. The assessment areas delineated by Millennium Bank represent the communities we serve.

Personal Solutions & Fee Schedule
Review Millennium Bank's Personal Solutions. 

Business Solutions & Fee Schedule
Review Millennium Bank's Business Solutions. 

Branch Openings, Closures, & Moves
Branch openings, closures, and moves for the prior two years. 

Loan to Deposit Ratio
View Millennium Bank's Loan to Deposit ratio for each quarter of the current and prior two calendar years.

CRA Public File Request

If you wish to receive a hard copy of Millennium Bank's CRA file, please email your request to