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Frequently Asked Questions

At Millennium Bank we recognize that knowledge is power.

If you have a question that is not covered, please contact us.
Are Millennium Bank deposit accounts FDIC insured?

Yes!

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

After your Millennium Bank checking application has been approved, you will receive Millennium Bank's routing and transit number, and your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company and your direct deposit will usually begin within thirty days.

After your Millennium Bank checking application has been approved, you will receive Millennium Bank's routing and transit number, and your account number. Simply call 1-800-772-1213 and have your social security number and account information available to set up your direct deposit right over the phone.

Yes! Our 24-7 Bankline is available by calling 423-238-3450 anytime, day or night. Our Account Representatives are available daily between the hours of 8:30 AM & 4:00 PM Monday through Thursday, and 8:30 AM - 6:00 PM Friday. Simply call 423-238-1111.

Yes! The Millennium Bank Business Banking Team will provide a free analysis of your banking needs, and we'll let you know how we can save you time and money. Contact us to arrange an appointment.

At this time, we only accept applications from persons residing within the United States with valid US tax identification numbers. If you have questions, contact us. We'd like to hear from you.

Yes! Thanks to the convenience of Direct Deposit, ATMs, and the advantage Visa Checkcard, everyday-banking activities can be performed from the comfort of home. Contact us with questions about your banking needs.

Yes! If you want an account that pays a market rate of interest, check out our Interest Bearing Checking Accounts or our Money Market Accounts.

You can do most of your banking by using direct deposit or ACH (Automated Clearinghouse) transactions. Millennium Bank also offers a bank-by-mail service that allows you to mail non-recurring deposits. Contact us for details on a method that's best for you.

Your account information is at least, if not more, secure as it is at your physical brick-and-mortar bank. We've taken every step possible to be sure our system meets the latest security standards, including using the latest security encryption methods and software.

Millennium Bank updates all customer information nightly. Whether you access our NetTeller Internet Banking, the 24-7 Bankline, or contact us directly, your account information is updated daily to reflect all account activity.

Yes, with our NetTeller Internet Banking section and our 24-7 Bankline, you have access to your account information 24 hours a day, 7 days a week!

Millennium Bank's routing number, also called the RTN or ABA number, is 064208518. 
 
 
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