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Checking Designed for You

Millennium Bank has checking accounts designed to meet the banking needs of every customer. Call us at (423) 238-1111, stop by, or contact your Millennium Bank Banker to set up your account. If you can't make it by during regular banking hours, just call and schedule an appointment that's convenient for you.


Types of Checking Accounts

Millennium Free Checking

Open a free checking account and enjoy all of our free benefits.

Free Checking Details

Millennium Classic Plus Checking

Maintain the required daily balance and receive interest with no monthly fees.

Classic Plus Details

Millennium Club Plus Checking

Receive all of the Millennium Club Plus services and security benefits for a low monthly fee.

Club Plus Details


Checks & Statements

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Open an account and leave the bank with your printed customized checks in hand.

All checking customers receive monthly Imaging Statements - miniature copies of each check grouped on letter-sized paper. Keep your three-hole-punched statement in a handsome black binder provided by Millennium Bank. No more searching through shoe boxes full of rubber-band-wrapped canceled checks
Bank Locally Live Easily

Ready to make the switch?

With locations across greater Chattanooga and North Florida, Millennium Bank is your locally-owned community bank. Our mission is to simplify the banking process and provide personalized, convenient service to make your life easier. Stop in any of our locations or call us to make the switch today! When you bank locally, you can live easily. 

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