Mother and daughter sitting on couch with dog.

Community Checking

Account Details


Minimum Opening Deposit $100
Maintenance Fee No monthly maintenance fee
Interest Non-interest bearing
Checks/Deposits No Per Item Charges
Allowance Per Month Unlimited
Paper Statement Fee $3 Per Month - Waived if enrolled in e-Statements




































Bank Locally Live Easily

Ready to make the switch?

With locations across greater Chattanooga and North Florida, Millennium Bank is your locally-owned community bank. Our mission is to simplify the banking process and provide personalized, convenient service to make your life easier. Stop in any of our locations or call us to make the switch today! When you bank locally, you can live easily. 

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