Millennium Bank
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Personal Savings Accounts Highlights
   
Account types for
Personal Savings

Millennium Savings Account
High Carb Money Market
Millennium Money Market
Certificate of Deposit
Individual Retirement Account

Millennium Savings Account
Our savings account pays you interest without the high balance requirement of most banks.  See Rates  Apply Now
  • Earn interest on all balances
  • Up to three free withdrawals per month5
  • No monthly fee with a $200 minimum balance, otherwise $5
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High Carb Money Market Account
Earn high yields on your large deposits with this interest-bearing, FDIC Insured account.  See Rates  Apply Now
  • No Minimum Deposit to open an account
  • No monthly maintenance fee
  • Six withdrawals per statement cycle; no more than three by check - a $5 service fee applies for each additional transaction. If you exceed this limit, under Federal Regulations, you must close or convert the account to a transactional checking product.
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Millennium Money Market
Earn a higher rate of interest with the safety of FDIC insurance. The amount of interest you earn varies with the amount of money you keep in your account. The more you keep with us, the higher the rate of interest you earn.  See Rates  Apply Now
Balance Monthly Fee Interest Rate
$4,999.99 or less $5.00 1st Tier
$5,000 - $9,999.99 No Fee 2nd Tier
$10,000 - $24,999.99 No Fee 3rd Tier
$25,000 or $49,999.99 No Fee 4th Tier*
$50,000 or more No Fee 5th Tier*
  • Minimum deposit to open is $1,000
  • Six withdrawals per statement cycle; no more than three by check - a $5 service fee applies for each additional transaction. If you exceed this limit, under Federal Regulations, you must close or convert the account to a transactional checking product.
  • $5 minimum monthly maintenance fee - fee is waived if you maintain a minimum daily balance of $2,500
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Certificates of Deposit
You choose the maturity that best suits your needs from 30 days up to five years with Millennium Bank's Certificates of Deposit. The interest rate you receive will depend on the maturity date you choose. You only need $1,000 minimum to open your CD. Special terms and rates apply on deposits over $100,000.  See Rates  Apply Now
  • Minimum deposit to open an account is $1,000
  • Choose a term from 30 days to 5 years
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Individual Retirement Accounts (IRA)
IRAs are a great tax-deferred way to save for retirement and help diversify your portfolio. Invest your retirement savings in any Millennium Bank Certificate of Deposit or Savings Account to earn a competitive annual percentage yield.  See Rates  Apply Now
  • Minimum deposit to open an account is $1,000
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Terms and Conditions
1. Charges from other banks for use of their ATMs may still apply.
2.
Check card and overdraft line subject to approval.
3. Please see branch for current CDs where 0.25% bonus applies.
4. Safe deposit limited to 3 X 10 box or smaller, as available.
5. Additional withdrawals $5 each.

 
 
High Carb Banking



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