Millennium Bank | Rate Card

Rates

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Rates are effective July 26, 2010. Rates and terms are subject to change without notice.

New Accounts will be opened only for those in the following areas: Virginia, Maryland & DC.

PRODUCT		INTEREST RATE	ANNUAL PERCENTAGE YIELD
Millennium Interest Checking ($100 minimum deposit to open)

	$0 - $999.99	0.05%	0.05%
	$1,000 - $4,999.99	0.15%	0.15%
	$5,000 - $9,999.99	0.20%	0.20%
	$10,000 - $24,999.99	0.35%	0.35%
	$25,000 +	0.45%	0.45%

Millennium 55 Checking

	$0 - $24,999.99	0.80%	0.80%
	$25,000 +	0.85%	0.85%

High Carb Money Market

	$0 - $74,999.99	0.00%	0.00%
	$75,000 - $99,999.99	1.03%	1.03%
	$100,000 +	1.17%	1.18%


Millennium Money Market ($1,000 minimum deposit to open)

Personal	$0 - $4,999.99	0.45%	0.45%
	$5,000 - $9,999.99	0.50%	0.50%
	$10,000 - $24,999.99	0.60%	0.60%
	$25,000 - $49,999.99	0.70%	0.70%
	$50,000 +	0.95%	0.95%

Business	$0 - $4,999.99	0.45%	0.45%
	$5,000 - $9,999.99	0.50%	0.50%
	$10,000 - $24,999.99	0.60%	0.60%
	$25,000 - $49,999.99	0.70%	0.70%
	$50,000 +	0.95%	0.95%

Business Interest Checking ($100 minimum deposit to open)

(For sole proprietors and nonprofit organizations)		0.05%	0.05%

Savings Accounts

Millennium Savings ($50 minimum deposit to open)		0.80%	0.80%
Small Business Savings ($200 minimum deposit to open)		0.80%	0.80%

Certificates of Deposit, Jumbo, and IRA's ($1,000 minimum deposit to open)

	30 days	0.50%	0.50%
	90 days	0.50%	0.50%
	180 days	1.00%	1.00%
	9 Month	1.00%	1.00%
	1 Year	1.46%	1.47%
	14 Month	1.53%	1.54%
	18 Month	1.67%	1.68%
	2 Year	1.87%	1.89%
	3 Year	2.20%	2.22%
	4 Year	2.40%	2.43%
	5 Year	2.70%	2.73%



**A penalty will be imposed for early withdrawal from certificate accounts. With the exception of fixed rates CDs, the rates may change on any given account after the account is opened. Fees or other conditions could reduce earnings. Request further information from our staff about applicable fees and terms applicable to the adverstised accounts.