Rates are effective May 1, 2008. Rates and terms are subject to change without notice.
New Accounts will be opened only for accounts in the following areas: Virginia, Maryland & DC.
Business, IRA & Trust Accounts will be opened only for accounts in the following areas: Virginia, Maryland & DC.
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PRODUCT | INTEREST RATE | ANNUAL PERCENT YIELD | ||||
| Certificates of Deposit Specials (Minimum balance to open and earn the APY is $5,000.00. Deposits from existing Millennium Bank, N.A. Accounts are not eligible for the 3.10% CD) | |||||||
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| 9 Month |
3.06% |
3.10% | |||||
| Millennium Interest Checking ($100 minimum deposit to open) | |||||||
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| $0 - $999.99 |
0.75% |
0.75% | |||||
| $1,000 - $4,999.99 |
0.75% | 0.75% | |||||
| $5,000 - $9,999.99 | 0.75% | 0.75% | |||||
| $10,000 - $24,999.99 | 1.05% | 1.05% | |||||
| $25,000 + | 1.24% | 1.25% | |||||
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| Millennium 55 Checking | |||||||
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| $0 - $24,999.99 | 2.03% | 2.05% | |||||
| $25,000 + | 2.23% | 2.25% | |||||
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| High Carb Money Market | |||||||
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| $0 - $74,999.99 |
0.00% |
0.00% | |||||
| $75,000 - $99,999.99 |
2.23% | 2.25% | |||||
| $100,000 + | 2.47% | 2.50% | |||||
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| Millennium Money Market ($1,000 minimum deposit to open) | |||||||
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| Personal | $0 - $4,999.99 |
1.24% |
1.25% | ||||
| $5,000 - $9,999.99 |
1.24% | 1.25% | |||||
| $10,000 - $24,999.99 | 1.24% | 1.25% | |||||
| $25,000 - $49,999.99 | 1.74% | 1.75% | |||||
| $50,000 + | 1.98% | 2.00% | |||||
| Business | $0 - $4,999.99 |
1.24% |
1.25% | ||||
| $5,000 - $9,999.99 |
1.24% | 1.25% | |||||
| $10,000 - $24,999.99 | 1.24% | 1.25% | |||||
| $25,000 - $49,999.99 | 1.74% | 1.75% | |||||
| $50,000 + | 1.98% | 2.00% | |||||
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| Business Interest Checking ($100 minimum deposit to open) | |||||||
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| (For sole proprietors and nonprofit organizations) | 0.50% | 0.50% | |||||
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| Savings Accounts | |||||||
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Millennium Savings |
1.74% | 1.75% | |||||
| Small Business Savings ($200 minimum deposit to open) |
1.74% | 1.75% | |||||
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| Certificates of Deposit and IRA's ($1,000 minimum deposit to open) | |||||||
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| 30 days |
1.00% |
1.00% | |||||
| 90 days |
1.98% | 2.00% | |||||
| 180 days |
2.23% | 2.25% | |||||
| 1 Year |
2.81% | 2.85% | |||||
| 18 Month |
2.81% | 2.85% | |||||
| 2 Year |
2.96% | 3.00% | |||||
| 3 Year |
2.96% | 3.00% | |||||
| 4 Year |
2.96% | 3.00% | |||||
| 5 Year | 2.96% | 3.00% | |||||
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| Jumbo Certificates of Deposit and IRA's ($100,000 minimum deposit to open) | |||||||
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| 30 days |
1.00% |
1.00% | |||||
| 60 days |
1.10% | 1.11% | |||||
| 90 days |
1.98% | 2.00% | |||||
| 180 days |
2.23% | 2.25% | |||||
| 1 Year |
2.81% | 2.85% | |||||
| 18 Month |
2.81% | 2.85% | |||||
| 2 Year |
2.96% | 3.00% | |||||
| 3 Year |
2.96% | 3.00% | |||||
| 4 Year |
2.96% | 3.00% | |||||
| 5 Year | 2.96% | 3.00% | |||||
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**A penalty will be imposed for early withdrawal from certificate accounts. With the exception of fixed rates CDs, the rates may change on any given account after the account is opened. Fees or other conditions could reduce earnings. Request further information from our staff about applicable fees and terms applicable to the adverstised accounts. |
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