Maybe you forgot to record a withdrawal in your checkbook. Maybe your paycheck wasn't deposited when you expected it would be. Or maybe you had to guess what transactions someone else on your account made.
Whatever the reason, you might accidentally write a check that you don't have the funds to cover. And the repercussions can be both expensive and embarrassing.
But at Millennium Bank, we know that mistakes happen. That's why we offer our Occasional Overdraft Privilege Service (OOPS!™) with all our checking accounts. Rather than automatically rejecting checks when accounts lack the funds to cover them, we'll consider paying your reasonable overdrafts.*
OOPS!™ helps you avoid:
- High charges from merchants for returned checks;
- The embarrassment of denied purchases; and
- The inconvenience of dishonored checks.
The best part is that you don't have to do anything to get it. OOPS! is already part of most of our checking accounts. And if you don't use it, it doesn't cost you a dime. It's just another way that Millennium Bank is looking out for you.
To find out more about our checking accounts, contact a customer service representative at 703-464-0100, or apply online.
* OOPS! is a discretionary overdraft service where Millennium Bank may choose to pay customers' overdrafts up to $800 (or $1,500 for business accounts). For more information, review our official OOPS! Policy.
** Review our official OOPS! Policy to find out more about eligible accounts and transactions.
 
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