| Fees are effective March 1, 2006 and are subject to change. |
|
| ATM Transcations at Millennium Bank ATMs |
Free |
| ATM Transactions at other ATM's (ATM owner may also
charge a fee) |
Free |
| Balance Inquiry |
Free |
| Replacement Debit or ATM Card |
$ 5.00 |
| POS Transaction |
Free |
| Internet Banking Access |
Free |
|
Internet Bill Payment
|
Free |
| Telephone Banking Transfers |
Free |
| Telephone Banking Account Inquiries |
Free |
| Telephone Transfers Made by Bank |
$5.00 |
| Outgoing Domestic, per wire charge
|
$ 25.00 |
| Outgoing Foreign, per wire charge
|
$ 55.00 |
|
(plus any additional correspondent bank charges) |
| Incoming Wires |
Free |
| Traveler's Cheques (per $100)
|
$ 1.00 |
| Traveler's Cheques for Two (per $100)
|
$ 2.00 |
| Traveler's Cheques - Gift Cheque (per cheque)
|
$ 2.50 |
| Insufficient Funds (per item) |
$ 32.00 |
| Insufficient Funds (Daily fee)* |
$ 5.00 |
|
Overdraft Line of Credit Protection (Annual fee) |
$ 25.00 |
| Overdraft Auto Transfer Protection (per transfer) |
$ 5.00 |
| Stop Payment |
$ 32.00 |
| Charged Back Item |
$ 7.00 |
| Charge for account closure within 90 days of opening |
$ 30.00 |
| (Does not apply to account consolidations) |
| Dormant/Inactive Accounts (per Quarter) |
$ 10.00 |
|
|
| Cashiers Check Purchase |
$ 10.00 |
| Research or Reconcilement (per hour) |
$ 20.00 |
| Bond Coupon (per envelope) |
$ 10.00 |
| Sight drafts, per item |
$ 10.00 |
| Night Deposit Bag purchase (per bag) |
$ 12.00 |
| Loan or Deposit Verification Letter |
$ 10.00 |
| Amortization Schedule |
$ 20.00 |
| Garnishments, Attachments, Levies |
$ 75.00 |
|
| *The insufficient funds daily fee will be assessed starting on the third day the account is overdrawn. |
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