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Business Checking Accounts Highlights
   
Business Checking for... Sole Proprietors and non-profits
Small Businesses
Larger Businesses

Interest Checking - for Sole Proprietors and Non-profits
Eligable business customers can benefit from our Business NOW Account that lets you earn above market rates on your checking dollars. Eligable businesses include most sole-proprietors, associations, government agencies, education institutions and non-profits.  See Rates 
  • Unlimited check writing
  • Free Internet Banking
  • Free Online Bill Pay
  • Earn interest on all balances
  • Free electronic check re-presentment
  • Minimum deposit to open an account is $100.00
  • No monthly fee with a $500.00 minimum balance, otherwise $15.00
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Standard Business Checking
Our standard business checking account offers high transaction limits without the high balance requirement of most banks.
  • Up to 124 transactions per month
  • Free Internet Banking
  • Free Online Bill Pay
  • Free electronic check re-presentment
  • No monthly fee with $2,500.00 minimum balance, otherwise $15.00
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Business Checking Plus
Ideal for larger businesses with higher transaction levels, Business Check Plus gives your business up to 300 transactions per month along with all the benefits of our Standard Business Checking account.
  • 125-300 transactions per month
  • Free Internet Banking
  • Free Online Bill pay
  • Free electronic check re-presentment
  • no monthly fee with $7,500.00 minimum balance, otherwise $15.00
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Analysis Checking
For needs exceeding 300 transactions per month, Millennium Bank offers Analysis Checking. In this account your daily balance earns a credit that can be used to offset your transactions fees. Free online and Internet services (including Bill Pay) are included. Please ask for more details.
  • We calculate an earnings credit based on your average daily balance (less reserve requirements) - the earnings credit is calculated each month based on an interest rate determined by the bank, which approximates current short-term interest rates
  • At the end of the month your credit received for your average daily balance may offset your monthly expenses, such as the fees below.
  • You pay for your checking account activity as follows, as well as other fees listed on the fee schedule (as applicable):
      Checks $0.10
      Deposits $0.25
      Deposit items $0.05
  • You pay a $10 monthly maintenance fee
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High Carb Banking



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